The mess of government intervention in housing
Which housing tenure receives most subsidy? Inside Housing readers know that the question isn’t a simple one and that the obvious answer – social housing – isn’t necessarily correct. The quest for a full analysis has just been boosted by housing finance experts Peter Williams and Steve Wilcox, whose report Dreams and Reality looks not […]
Housing in Europe: How does Ireland compare?
Europe has become a continent of owner-occupiers. That might be the conclusion from looking at the article in this year’s UK Housing Review on the state of housing in Europe. But the real picture is more complex, revealing some interesting comparisons between Ireland and its EU neighbours. Whereas some time ago both Ireland and the […]
The election result may have more to do with housing than we think
Housing is often ‘the dog that doesn’t bark’ in elections but last week could it have been nipping away in the background? One of the most striking pieces of analysis of how Britain voted came from the Financial Times, which showed how pro-Conservative or pro-Labour voters were divided by age group. Those in their middle […]
From rent to buy
There are signs the government may drop its focus on homeownership in response to the referendum’s economic impact and the apparent slowing down of the housing market. But is the real choice between assisting homeowners and helping tenants? Or might we get the best of both worlds? As recently as 2008, a quarter of the […]
Whose housing is subsidised by the taxpayer?
The government wants higher-earning council tenants to pay more rent because it’s concerned that hard-working people are “subsidising the lifestyles of those on higher than average incomes”. But have they looked carefully at whose housing is taxpayer-subsidised? And is the answer what they say it is? The UK Housing Review 2016, published this week (see […]
Funding switch
Will the chancellor’s bid to halt the decline in owner-occupation work? The Autumn Statement’s extra investment for housing towards the end of this parliament is very good news. We could never hope to address our national supply crisis without government action. But the way it will be configured means a massive boost to homeownership, apparently […]
What would a serious attempt to tackle under-occupation look like?
One of the government’s preferred names for the bedroom tax is the ‘under-occupancy penalty’. Yet the penalty only applies to under-occupation in social housing, while we know that the country needs to make much better use of its limited housing stock overall. Since the bedroom tax was introduced, it’s been clear that it is causing […]
A year on, who receives government subsidy for housing now?
Here’s a question with a slightly surprising answer. In the past decade 620,000 tenants have stopped receiving government subsidy, while another 841,000 and their landlords began to receive support: who are they?
What happened to the property-owning democracy?
Home ownership among young adults is declining fast as an unwilling ‘generation rent’ takes over. But could the government be doing more to help?
John Perry lives in Masaya, Nicaragua where he works on