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housing finance

Low Hill, Wolverhampton

Why councils don’t use their borrowing capacity

July 26, 2018

Before parliament went off for its summer holidays, the housing minister Kit Malthouse said he was ‘at a loss’ to understand why councils don’t use their full borrowing capacity to build new homes. Always willing to help out a new minister, I’ll offer a quick guide to why this apparently lamentable situation has come about.

Category: Housing | Tags: council housing, borrowing rules, housing finance, housing investment

Government policy needs to return to building homes to let at modest rents

Government policy needs to return to building homes to let at modest rents

March 22, 2018

As the latest UK Housing Review is published, co-author John Perry describes how government priorities have shifted from direct investment in affordable housing to personal subsidy through housing benefit. If asked about how the government spends money on housing, most people would probably say they build council houses – but of course they’d be wrong. […]

Category: Housing | Tags: housing finance, housing investment, housing benefit, housing policy

Here’s how you can get access to all the housing data and analysis you need

October 5, 2016

For those who don’t know it, the UK Housing Review is the annual publication that charts in detail the changes in the housing market, government housing policy and investment, social housing, help with housing costs and a host of other topics. Since 1999 the Review has been published by the Chartered Institute of Housing, and […]

Category: Housing | Tags: housing finance, housing investment

Poor relation

July 11, 2016

If you want to check out the government’s investment plans for housing, where do you look? Until a few years ago the details were all in one place. But new initiatives are now announced and old ones changed in every budget and spending review. And remember that in the last 15 months we’ve had four […]

Category: Housing | Tags: housing market, housing finance, housing investment

What’s happening to the Affordable Homes Programme?

March 15, 2016

Ever since the Spending Review was published in November there has been uncertainty about where this leaves the HCA’s Affordable Homes Programme. In finalising the UK Housing Review, out today, we’ve been disentangling what has happened. Here is a summary of our findings although, of course, some figures may change again as a result of […]

Category: Housing | Tags: housing finance, housing investment, housing policy

Funding switch

Funding switch

November 25, 2015

Will the chancellor’s bid to halt the decline in owner-occupation work? The Autumn Statement’s extra investment for housing towards the end of this parliament is very good news. We could never hope to address our national supply crisis without government action.  But the way it will be configured means a massive boost to homeownership, apparently […]

Category: Housing | Tags: homelessness, housing finance, housing investment, homeownership, housing market, budget

Q&A: Is there a risk that housing associations could become ‘public bodies’ and be ‘privatised’?

Q&A: Is there a risk that housing associations could become ‘public bodies’ and be ‘privatised’?

September 30, 2015

Why all the debate about housing associations and “public body status”? What does it mean and what are the risks and opportunities? The prime minister has called them part of the public sector and a think tank says they could be sold off in a similar way to Lloyds Bank. But what are the facts […]

Category: Housing | Tags: borrowing rules, housing finance, housing investment

Why the government’s 'long-term economic plan' should include building more social rented homes

Why the government’s ‘long-term economic plan’ should include building more social rented homes

June 18, 2015

There’s a strong economic argument for building more low-rent homes to address the massive shortage of housing according to a new report by Capital Economics for SHOUT (Social Housing Under Threat) and the National Federation of ALMOs. In fact there are two good arguments – that the capital investment boosts the economy and helps pay […]

Category: Housing | Tags: borrowing rules, housing finance, housing investment, housing benefit

We can’t tackle child poverty without investment in affordable housing

We can’t tackle child poverty without investment in affordable housing

May 3, 2015

It’s a formidable task: there’s cross-party commitment to radically reducing child poverty in the next five years. Indeed, the Chancellor said in the March budget that ‘child poverty is down’. But is that true and what is needed to ensure that the number of children in poverty not only stays down but falls to 10% […]

Category: Housing | Tags: rents, private rented sector, housing, housing finance, housing policy

The overwhelming case for new public housing

The overwhelming case for new public housing

April 9, 2015

John Healey MP and John Perry We face a housing and cost of housing crisis greater than at any point since the aftermath of the second world war. Britain is not building enough new homes, and the accommodation that is available is increasingly unaffordable to millions of people. It is a measure of a nation’s […]

Category: Housing | Tags: council housing, borrowing rules, housing finance, housing investment, housing benefit

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John Perry John Perry lives in Masaya, Nicaragua where he works on
UK housing and migration issues and writes about those
and other topics covered in this blog.
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